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A Guide for Understanding your Credit

Credit plays a big role in your life. You know you need it to get loans, an apartment, a mortgage, a car and basically any other important purchase in your life, but what do you really know about credit scores, reports, what bad credit is, and how you get approved for things? If you even just have a credit card, but have yet to get any of the other things mentioned, it is still important to understand how credit works for your financial future. Below is a straightforward breakdown of all things credit related.

How to Create a Budget

January is the perfect time of year to create a budget and resolve to stick to it through 2018. However, any time is a great time to organize your finances, understand your money, and create a budget. A budget will help you manage your income and expenses, plus it’ll eliminate the stress of living paycheck to paycheck and allow you to begin saving money for your future.