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A Guide for Understanding your Credit

Credit plays a big role in your life. You know you need it to get loans, an apartment, a mortgage, a car and basically any other important purchase in your life, but what do you really know about credit scores, reports, what bad credit is, and how you get approved for things? If you even just have a credit card, but have yet to get any of the other things mentioned, it is still important to understand how credit works for your financial future. Below is a straightforward breakdown of all things credit related.